Rates

2024 Medical and Dental rates

View rates based on your role:

Medical Plan Dental Plan
Coverage type Your biweekly cost Coverage type Your biweekly cost
Single $5.96 Single $9.38
Family $35.83 Family $27.97

Medical Plan Dental Plan
Coverage type Your monthly cost Coverage type Your monthly cost
Single $32.12 Single $20.35
Family $96.27 Family $60.82

2025 Medical and Dental rates

View rates based on your role:

Medical Plan Dental Plan
Coverage type Your biweekly cost Coverage type Your biweekly cost
Associate only $7.52 Associate only $12.80
Associate +1 $30.16 Associate +1 $25.46
Family $45.24 Family $38.19

Medical Plan Dental Plan
Coverage type Your monthly cost Coverage type Your monthly cost
Associate only $40.56 Associate only $27.79
Associate +1 $81.05 Associate +1 $55.36
Family $121.57 Family $83.03

 

Long-Term Disability (LTD)

For 2024, the premium for LTD is $1.263 per $100 of your average monthly compensation. For example, if your monthly compensation is $4,500 your LTD premium is $56.84 monthly, or $26.23 biweekly.

For 2025, the premium for LTD is $1.137 per $100 of your average monthly compensation. For example, if your monthly compensation is $4,500 your LTD premium is $51.16 monthly, or $23.61 biweekly.

Optional Life and AD&D Insurance

Optional Life Insurance

The rates below are per $1,000 of coverage. To calculate the premium, divide the coverage amount by 1,000 then multiple by the rate below.

For example, the premium for $250,000 in coverage for a 43-year-old non-smoker would be $15.25 monthly, or $7.04 biweekly.

Age Non-smoker rates Smoker rates
Under 30 $.031 $.047
30-34 $.034 $.054
35-39 $.039 $.069
40-44 $.061 $.109
45-49 $.101 $.186
50-54 $.169 $.300
55-59 $.278 $.482
60-64 $.425 $.686
65-69 $.746 $.990

Optional AD&D Insurance

The premium for Optional AD&D is $.030 per $1,000 of coverage. To calculate the premium, divide the coverage amount by 1,000 then multiply by .030.

For example, the premium for $250,000 in coverage would be $7.50 monthly, or $3.46 biweekly.

Related topics

Eligibility

Eligibility

See which benefits you and your dependents are eligible for.

Documents

Documents

View and download important benefit documents, like benefit plan booklets.